Products and services
Savings and loans, owned by the members who use them
Every product here is funded by member savings and priced to serve members, not outside shareholders.
Loans
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Development loan
For growing a business: stock, equipment, premises or the working capital to take on a bigger order.
Read the terms
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Emergency loan
A smaller, faster facility for medical costs, funerals and the things that do not wait.
Read the terms
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Agricultural loan
Seasonal credit for members farming: inputs before planting, repaid after harvest.
Read the terms
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School fees loan
Term-time credit so school fees never depend on how trade went that month.
Read the terms
Borrowing starts with saving
Members build a savings record first, then borrow against the pooled funds.